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Folk2Folk · Mortgages · Based in Launceston
Company Profile
Folk2Folk offers simple straightforward, local lending and borrowing. Built upon traditional values Folk2Folk exists to provide a fair deal to both Borrowers and Lenders.

HOW WE’RE DIFFERENT Folk2Folk is unique in that it focuses on lending within local communities and counties. We have introduced funding to businesses in various industries including renewable energy, agriculture, leisure and tourism, manufacturing, land and property acquisition and development. In 2015, Folk2Folk was awarded the Best Lending Platform for Small Businesses by AltFi. We are one of the only P2P finance companies in the world with high street branches meaning our customers can deal with people as well as an online platform. Lending carries a degree of risk to your capital if the borrower is unable to repay the loan. We seek to reduce this risk by taking security on every loan.
What We Do
WHAT WE DO We introduce businesses looking for interest-only finance of at least £50,000, to local people looking for a good return on their investment. All loans must be secured against land or property (but not primary residence) and a maximum of 60% of the value of the security may be borrowed. There is no maximum age limit and Borrowers are typically able to receive a decision within 24-48 hours and access the funds within just 7-10 days from application. Borrowers and Lenders can choose the term between 6 months and 5 years.
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